From time to time it becomes necessary for the team at Home Money Manager to upgrade the file structure used by Home Credit Card Manager. That is, we change the way that workbooks (and exported data) are physically stored.
All older versions of workbooks (including exported XML versions) will automatically work with future versions of Home Credit Card Manager.
When you load a workbook that requires converting, you will be presented with the following message:
"The workbook being loaded is from an older version of Home Credit Card Manager and has automatically been converted to the current version.
Please use a new filename when saving or exporting this workbook, if you wish to keep a backup of the older version."
If you do not see this message, then a conversion was not required.
Please note that once a file has been converted to a newer version, it will not work with older versions of Home Credit Card Manager.